LISEFCU ATM Cards

ATM machines are available 24 hours a day, 7 days a week. With your LISEFCU ATM card you can check account balances, transfer funds between accounts(transfers are effective the next business day) and even pay for purchases at retail locations. Paying for purchases with your LISEFCU ATM card is as easy as cash and faster than writing a check. For your protection you will assign a four digit Personal Identification Number (PIN) to your card. You will need both the LISEFCU ATM card and your PIN to use at ATMs and to make purchases. Check out our "Site Links" page to get a listing of surcharge free ATM machines across the country.

LISEFCU VISA Debit Card

Get the best features of checks and ATM cards with one convenient card. With the VISA Debit Card you not only have around-the-clock ATM access at over 200,000 ATMs worldwide, but you can also use it to make purchases at more than 20 million of locations worldwide. There's no check to write, no I.D. to show, and no waiting for check approval. Just present your card at the time of purchase and the amount will be deducted from your checking account. And the same surcharge free locations are available to VISA Debit Card holders as regular ATM card holders.  AND FOR EVEN MORE CONVENIENCE- We can link your Line of Credit to your Visa Debit Card. You'll enjoy all the benefits of a Credit Card, but without the high interest rate and without any transfer or cash advance fees! 

Visa Gift Cards

Introducing the Card!
A Gift Card gives both the recipient and the gift giver complete flexibility and convenience. The gift giver can choose a denomination, purchase the Gift Card and choose to have the Gift Card sent directly to the recipient, or sent to the gift giver. The recipient is able to use the Gift Card to purchase exactly what they want! No more gifts that are the wrong size, wrong color, or just plain wrong!

Click here to order your personalized Gift Card:

https://www.libertygiftcard.com/index.cfm?clientkey=Liberty108335

Switch Kit

Transfer your account from another institution to LISEFCU in a few simple steps.  Just give us some basic information and we produce the letters for you.

Click here for everything you need: https://www.everythingcu.com/switchkit/index.cfm?orgid=4422

Enjoy, another ATM benefit from LISEFCU

As a member of LISEFCU, you can now use your ATM or Visa Debit card at nearly 18,000 ATMs worldwide! Access your money, surcharge free at any ATM displaying the CO-OP Network logo.

The CO-OP Network provides access to regional and worldwide network of ATMs, with a solid reputation for service and reliability. CO-OP Network offers the largest system of surcharge-free ATMs � including more than 800 machines in New York and New Jersey � to nearly 1,500 credit unions!

To find an ATM in the CO-OP Network, log in to www.co-opnetwork.org, or click on "Site Links".

LIBERTY IDENTITY THEFT SERVICES

Get the tools you need to defend against identity theft.  Liberty Theft Services is a comprehensive product offering that provides subscribers with the following:

Crisis resolution  Identity Theft 911

Ongoing subscriber education

Credit reports and monitoring from TrueLink and TransUnion with a Tri bureau credit report with weekly e-mail notifications

Identity theft insurance from AIG. 

To find out more about this valuable service visit our Site Links page.

LISEFCU CU AT HOME BILL PAYER

Now you have a choice between two BillPayer Products: Our Classic BillPay for those of you who pay under 5 bills a month with NO MONTHLY FEE for up to 5 transactions, and our new and improved e-Plus with all the features of our Classic product PLUS...

Person to Person Payments (P2P)

Me-toMe Payments (Me2Me)

Access to multiple account here at LISEFCU

Reminders of ...

Payments due

Activated payee

Bills not paid by a "no later than" date

All this for just $3.95 per month for unlimited use!

For a demo of this great new product go onto our web site at www.lisefcu.org, click on CU at Home Bill Payer then on the demo button.

Both of these products require a Share Draft (checking) account in good standing.  Direct Deposit is required for these rates.  Without Direct Deposit the Classic BillPay has no monthly fee, however each transaction is $0.35.  e-Plus is $4.95 for unlimited transactions without Direct Deposit.

LISEFCU Auto Protection Plan

• Protect your car from unexpected repaid bills while choosing the coverage you need.
• The plan pays for: the cost of parts and labor for any covered repair.
• Pay just the deductible you select ($0 or $50) and drive away (regardless of the number of repairs).
• Rental reimbursment up to $25 per day for up to 5 days if your car is kept out of service overnight.
• Towing reimbursement up to $50 per occurence.
• The plan is good at any licensed repair facility in the US and Canada.
• Transferable if you sell your vehicle to a private party.
• You can cancel at any time on a pro rata basis.
• Convenient. You get toll-free customer service.
• Hassle- free. The repairer is paid directly by the plan.

LISEFCU GAP (Guarnteed Asset Protection)

There could be a big difference between what your insurance will pay and what you owe on a loan.

• If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, the "gap" between your insurer's settlement and your loan balance.  GAP provides security for financial loss and includes:
• Protection for the term of your loan up to 84 months
• coverage for vehicles valued up to $100,000 at time of purchase
• Payment of benefits up to $50,000
• coverage for auto insurance deductibles as part of the GAP claim sellement up to $1,000 and where allowed by law.
• Benefits for new or used vehicles, including cars, light trucks, motorcycles and some other motorized vehicles.
• Refundable feature, fully refundable if you cancel within the first 60 days, partially refundable anytime thereafter.
• Low cost protection for high cost losses.

LISEFCU Telephone Banking (AMI)

Our Audio Response system (AMI) is available Toll-Free Outside 516,631area at 1-877-LISEFCU. For local calling dial (631) 952-6286.      Call 24 hours a day, 7 days a week.  Our easy to use menu guides you step by step through each transaction.

Click here to view our AMI Transaction Guide.

CU AT HOME ONLINE BANKING

Our Flexteller Online Banking (CU at Home) is available from any PC.  Just e-mail us for an application, or stop in and fill one out.  For your security, we require your signature and proper ID to set up.  There is no charge for this service, and it is available 24/7, except for a brief time in the evening when we do our backup. 

Direct Deposit

Safety, Security Peace of Mind Save time and worry. Deposit your paycheck, Social Security, or any regularly recurring check directly to your account at LISEFCU, and know that your check is safe in your account. You'll also have access to your funds at the credit union, or by ATM and Debit Card (VISA). You can choose to deposit your entire check, or have just a portion allocated to your Savings, Checking, and/or Loan Account.

Our Routing and Transit Number is: 221 492 002

For more information about Direct Deposit, speak with your human resource or payroll department or call the credit union at (631) 291-9160 outside 516, 631, Toll-free1-877 LISEFCU.

Payroll Deduction

You can choose to deposit a portion of your paycheck allocated to your Savings, Checking, and/or Loan Account. You'll have immediate access to your funds at the credit union.

Credit Disability Insurance

Makes loan payments when a disability occurs that prevents an insured member from doing their day-to-day activities. *
Premiums are charged on the month end loan balance.
As the loan balance decreases the insurance premium decreases.
There will never be a separate bill. Affordable premiums are added into the loan balance.
Easy to enroll, no physical or health questions asked. Age restrictions apply.**
Helps protect the member's credit rating.
Provides peace of mind knowing the family is protected.
For more information about this important product please call a LISEFCU representative today.

*You must be working for wages or profit 25 hours a week or more on the date of any advance.

**Maximum age for coverage is 66.  Insurance will terminate on the last day of the month during which you reach the Maximum Age.

Credit Life Insurance

Available on Home Equity Line of Credit
There will never by a separate bill. Affordable premiums are added into the loan balance.
As the loan balance decreases, so does the premium.(CUNA Mutual Internet Loan Calculator here)
Easy to enroll, no physcial or health questions asked. Age restrictions apply.
Provides peace of mind knowing the family is protected.
For more information about this important product please call a LISEFCU representative today.

Member Links

Order New Checks Online

Our Location

New York State Office Building
Suite 5A9
250 Veterans Memorial Highway
Hauppauge, New York 11788

Telephone 631-291-9160

Audio Response
631-952-6286

Toll Free Outside 516,631 Area Code: 1-877-LISEFCU

Fax: 631-360-3620

Office Hours

Mon - Tues 9:00 am to 3:00 pm
Weds 8:30 am to 4:00 pm
Thurs - Fri 9:00 am to 3:00 pm
24 hour Audio Response, 7 Days a Week
(click here for AMI Transaction Guide)